
Humm Finance
At O'Brien Timber Products Ltd we are delighted to offer Humm Finance on a large range of our products instore and by phone/email (online option coming soon!).
Humm is a retail instalment payment plan facility, an easy alternative to paying with cash or credit card for all your garden building requirements. It couldn't be easier. You'll have full access to a unique Humm account via a self-serve portal. You can even pay out your Humm purchase early without any additional fees or charges.
Example;
Cost of Shed: € 650
Less 10% Deposit: € 65
Shed Balance/Humm Application Amount: € 585
Humm Fees
- Your interest rate is only 3.99%
- You pay a €10 application fee, but your monthly account fee is just €1
- You spread the cost over a period of 6 - 12 months.
- Your interest rate is only 4.25%
- You pay a €40 application fee, but your monthly account fee is just €3.50
- You spread the cost over a period of 12-18 months
- The application fees are paid up front upon approval and a monthly fee to run your account. These fees are included in your credit and payment schedules; itemised on your payment schedule so you know exactly how much you are paying.
- Your interest rate is only 7.99%
- You pay a €40 application fee, but your monthly account fee is just €3.50
- You spread the cost over a period of 24-36 months
- The application fees are paid up front upon approval and a monthly fee to run your account.These fees are included in your credit and payment schedules; itemised on your payment schedule so you know exactly how much you are paying.
CLICK HERE to get a quote.
How to Apply
- Be at least 18 years of age
- Provide proof of PPS number & address
- Be an Irish citizen or permanent resident of Ireland
- Earn a minimum taxable income of €1,000 per month
- Have a current credit / debit card and a Photo ID
- Have a good credit history
- Minimum order value of €500.
During your Humm assessment, additional documents such as a recent bank statement, utility bill or payslip may be requested to support your application. Once the humm team have all they need, you’ll receive a credit decision within minutes! It’s that simple!
humm is a Retail Instalment Payment Plan Facility and is governed by the laws applicable to the Republic of Ireland. humm is underwritten by FlexiFi Europe Limited, Company Number: 600124.
Prior to submitting an application please see humms obligations under the credit reporting act.
View Flexi-Fi Terms & Conditions