Humm Finance

O'Brien Timber Products Humm Finance

At O'Brien Timber Products Ltd we are delighted to offer Humm Finance on a large range of our products instore and by phone/email (online option coming soon!).

Humm is a retail instalment payment plan facility, an easy alternative to paying with cash or credit card for all your garden building requirements. It couldn't be easier. You'll have full access to a unique Humm account via a self-serve portal. You can even pay out your Humm purchase early without any additional fees or charges.

Apply for Humm online and enjoy a no fuss application process which is simple and quick.

PLEASE NOTE: A deposit of 10% is required on all O'Brien Timber Products Ltd orders. This deposit can be paid by card over the phone or via bank transfer if placing an order directly with a member of our Sales Team. If ordering a shed via our online shop the 10% deposit is automatically taken from your credit/debit card at checkout stage.

Humm Finance is available as a payment option for paying the balance of your shed. When applying for humm finance it is total shed cost less the 10% deposit.

Example;

Cost of Shed: € 650
Less 10% Deposit: € 65
Shed Balance/Humm Application Amount: € 585

**Our Garden Rooms require a larger deposit. Please contact our Sales Team on 090-967408 for a quote and payment plan details**

Humm Fees

There are three seperate plans to suit your order amount, broken down below;

If you’re spending €500 – €999.99

Your interest rate is only 3.99%
You pay a €10 application fee, but your monthly account fee is just €1
You spread the cost over a period of 6 - 12 months.

If you're spencing €1,000 - €3,000

Your interest rate is only 4.25%
You pay a €40 application fee, but your monthly account fee is just €3.50
You spread the cost over a period of 12-18 months
The application fees are paid up front upon approval and a monthly fee to run your account. These fees are included in your credit and payment schedules; itemised on your payment schedule so you know exactly how much you are paying.

If you’re spending €1,000 - €15,000

Your interest rate is only 7.99%
You pay a €40 application fee, but your monthly account fee is just €3.50
You spread the cost over a period of 24-36 months
The application fees are paid up front upon approval and a monthly fee to run your account.These fees are included in your credit and payment schedules; itemised on your payment schedule so you know exactly how much you are paying.

CLICK HERE to get a quote.

How to Apply

Simply CLICK HERE and follow the easy steps. The Humm team will keep in touch through SMS messages and emails throughout your application.

Having a mobile phone number and email address is required to enjoy the benefits of Humm. Applicants must also meet the following minimum criteria:

Be at least 18 years of age
Provide proof of PPS number & address
Be an Irish citizen or permanent resident of Ireland
Earn a minimum taxable income of €1,000 per month
Have a current credit / debit card and a Photo ID
Have a good credit history
Minimum order value of €500.

During your Humm assessment, additional documents such as a recent bank statement, utility bill or payslip may be requested to support your application. Once the humm team have all they need, you’ll receive a credit decision within minutes! It’s that simple!

humm is a Retail Instalment Payment Plan Facility and is governed by the laws applicable to the Republic of Ireland. humm is underwritten by FlexiFi Europe Limited, Company Number: 600124.

Prior to submitting an application please see humms obligations under the credit reporting act.

View Flexi-Fi Terms & Conditions